Benefits of Working with a
Retirement Management Analyst^SM (RMA^SM)

Why Consumers Should Choose a Planning Professional with an RMA^SM

• Choosing a financial advisor who will help you create a secure retirement may be one of the most important decisions you make. Your advisor can play a pivotal role in ensuring your financial well-being and retirement income throughout many years in retirement. That's why it is so important to find an advisor who has the specialized knowledge, education, and ethical training related to effective retirement income planning and management. Professionals who have earned the RMA^SM certification have made the decision to specialize in retirement income management and who have made the commitment to the advanced education that prepares them to help you achieve your goals and financial security in retirement.

• The RMA^SM program was created by the Education Committee of the Retirement Income Industry Association to address the important issue of retirement security and the impact on millions of Baby Boomers entering their retirement years. The RMA^SM certification is the only one across the industry to focus specifically on providing retirement income planning and management centered around structuring a plan built on the solid foundation of "first build a floor and then expose to upside potential." It's holistic, taking into account establishing a floor for secure retirement income, but also providing inflation protection and potential growth.

• Through the RIIA Advisory Process, your advisor can work with you to build a floor of retirement income designed specifically to ensure that you have the income you need to pay for all your key expenses in retirement, and then add on to the floor with the construction of investment portfolios to support retirement income growth.

• Advisors who hold the RMA^SM designation are also subject to continuing education requirements to make sure they stay on top of the latest research, products and trends in retirement income planning and management.

• To find an advisor with the RMA^SM certification, please look at our RMA^SM Directory.

See List of RMA^SMs
in good standing.

Currently working with a Retirement Management Analyst^SM?